Helping individuals and businesses make the most informed credit decisions
At Experian, we collect and analyse the credit histories of over one billion people and businesses – sorting through information about the credit they applied for, whether or not their applications were successful, and how they paid the credit back. We turn this information into a credit report.
These credit reports are used by businesses such as banks, automotive dealers, healthcare providers and retailers to help calculate credit scores and make decisions about lending and the terms on which to lend.
Find out how the credit scores across Australia compares with Experian’s average credit score. The scores and averages shown are based on the credit information and demographics on over 16 million individuals and Experian statistical calculations.